借り入れ困難者のヤミ金への流入増 [ヤミ金 総量規制 信用情報 滞納]
総量規制で７割が借り入れできず 「ヤミ金使う可能性」も２０％ （産経新聞より）
日本貸金業協会は１９日、今年６月の改正貸金業法の完全施行の影響に関するアンケート調査を発表した。それによると、１人あたりの貸付残高を年収の３分の１以内に制限する「総量規制」の該当者のうち６９％が、借り入れを諦めたり、希望通りの借り入れができなかったと回答した。
さらに希望通りの借り入れができなかった人のうち、７６％が「日常の生活を維持するため借り入れが必要」と答えた。さらに総量規制該当者のうち２０％が、「ヤミ金を利用する可能性がある」と回答しており、総量規制の影響で生活が困窮している実態が浮き彫りになった。
専業主婦への調査では、借り入れができなかった人が５３％を占め、うち５１％が「衣料費や食費の補填に困った」と回答。個人事業主への調査では、借り入れができなかった人は７５％に上り、５６％が「事業費の補填に困った」と回答している。
調査は、８月２６日から９月１７日にかけて、総量規制該当者１０００人、専業主婦５００人、個人事業主５００人を対象にインターネットで実施した。
日本貸金業協会は１９日、今年６月の改正貸金業法の完全施行の影響に関するアンケート調査を発表した。それによると、１人あたりの貸付残高を年収の３分の１以内に制限する「総量規制」の該当者のうち６９％が、借り入れを諦めたり、希望通りの借り入れができなかったと回答した。
さらに希望通りの借り入れができなかった人のうち、７６％が「日常の生活を維持するため借り入れが必要」と答えた。さらに総量規制該当者のうち２０％が、「ヤミ金を利用する可能性がある」と回答しており、総量規制の影響で生活が困窮している実態が浮き彫りになった。
専業主婦への調査では、借り入れができなかった人が５３％を占め、うち５１％が「衣料費や食費の補填に困った」と回答。個人事業主への調査では、借り入れができなかった人は７５％に上り、５６％が「事業費の補填に困った」と回答している。
調査は、８月２６日から９月１７日にかけて、総量規制該当者１０００人、専業主婦５００人、個人事業主５００人を対象にインターネットで実施した。
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